Secondary Insurance is a supplemental health plan that covers costs not paid by a primary insurance plan, reducing out-of-pocket expenses for employees.
- What is secondary insurance?
Answer: It is a supplemental plan covering costs after primary insurance. - What are examples?
Answer: Examples include spouse’s insurance or Medicare as secondary. - What are the benefits?
Answer: It lowers employee costs and enhances coverage. - Who offers it?
Answer: Employers or individuals can offer it. - How does HR manage it?
Answer: HR coordinates enrollment and claims.
